sadder•
MOHAMMAD SADDER · CFO · BUSINESS OWNER

A mind for finance.
A curiosity to build.

I'm Mohammad Sadder, a CFO with a career in accounting, financial management, and business. I bring financial insight to decisions and curiosity to new ideas.

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MARKETS · ENTREPRENEURSHIP · TECHNOLOGY01 / INTRODUCTION

Finance at the core.
Ideas on the horizon.

I'm Mohammad Sadder. My career spans accounting, financial analysis, group reporting, and executive financial leadership. Since August 2024, I have served as CFO at Al Tawfiq Investment House in Jordan.

My work brings together financial planning, budgeting, forecasting, investment analysis, and financial controls. I also have experience in forex and CFDs. I also own two silver shops in Palestine. Alongside my professional life, I enjoy programming, coding, and developing ideas for new businesses and business lines.

Crypto is one part of my wider interest in finance: a space where I explore markets, decentralized systems, and hands-on technical experiments.

Chief Financial OfficerAccounting & financial managementBusiness ownerCoding enthusiast

Markets. Business.
Things worth building.

01

Accounting, finance & financial markets

Accounting and financial management are at the heart of my work as a CFO. Financial markets are also a personal interest. My experience includes forex and CFDs, while my curiosity extends to crypto and evolving financial systems.

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02

Business & new opportunities

Building and running businesses, exploring new business lines, and thinking through how an idea can become a practical venture.

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03

Programming & coding

A hobby that lets me explore ideas through making things. I enjoy learning, experimenting with technology, and finding new ways to put an idea into practice.

✳

Financial leadership.
Built on experience.

A career across investment, agriculture, telecommunications, and business ownership.

AUG 2024 — PRESENT

Chief Financial Officer

Al Tawfiq Investment House · Jordan

Leading financial planning, budgeting, forecasting, and strategic analysis across the company and its subsidiaries. Developing financial models and feasibility studies, overseeing consolidation and audits, and leading Microsoft Dynamics 365 Business Central implementation.

JAN 2023 — JUL 2024

Family Office Financial Consultant

International scope

Financial consulting for a family office with investments across the USA, Turkey, UAE, and Palestine, covering real estate, retail, management services, and investment holdings.

SEP 2018 — OCT 2022

Chief Financial Officer

Nakheel Palestine · Jericho

Led financial processes, strategy, accounting, and board reporting. Developed business planning and budget models to examine farm production, international selling prices, and seasonal cash flow.

AUG 2012 — JUN 2018

Finance Director & Acting Admin / HR Director

Itisaluna Abr El-Iraq · Baghdad

Managed finance, procurement, administration, HR, and revenue assurance. Developed policies, budgets, performance reports, and board presentations, reporting directly to the CEO.

AUG 2010 — JUL 2012

Full-time Business Owner

Kaina Jewelry Limited

Worked full-time in my own jewelry business, bringing hands-on entrepreneurial experience alongside my finance career.

AUG 2006 — JUL 2010

Group Financial Reporting Manager

Paltel Group · Ramallah

Prepared group consolidation and financial reporting, monitored cash flow and debt facilities, and supported subsidiaries with analysis, financial policies, and board reporting.

JAN 2005 — JUL 2006

Chief Accountant

Piedco Holding · Ramallah

Managed financial statements, reconciliations, banking, and portfolio reporting. Developed an Excel-based portfolio evaluation system and prepared financial and feasibility studies.

AUG 2002 — DEC 2004

Group Senior Financial Analyst

Manara Group · Ramallah

Supported subsidiary financial reporting, budgets, performance indicators, variance analysis, and trend reporting.

SILVER RETAIL / ESTABLISHED 2007

A business with
a family name.

I established Kaina Silver Shop in 2007. Named after my eldest daughter, Kaina, the business has two shops in Palestine: one in Ramallah and one in Hebron.

RamallahHebron
Kaina Silver Shop official logoA FAMILY NAME. A BUSINESS SINCE 2007.Visit Kaina Silver Shop ↗
2003 — 2007NABLUS, PALESTINE

Forex & CFD experience

In 2003, I established an office in Nablus focused on forex and CFDs. I closed it in 2007 because Palestine lacked a regulatory framework for this type of business at the time.

AN ONGOING INTERESTFINANCE & TECHNOLOGY

Exploring crypto through experience

My interest in crypto includes researching market developments, exploring decentralized infrastructure, and experimenting with token creation and validator setups. It sits alongside my broader experience and interests in finance.

@sadderMy interest in crypto, markets, and decentralized technology.

Finance meets
practical technology.

Education

Master’s in Financial Management
Arab Academy for Banking and Financial Sciences · Amman, Jordan · April 2000

Bachelor’s in Accounting
Al Najah National University · Nablus, Palestine · February 1998

Skills & systems

Financial planning & analysisBudgeting & forecastingGroup consolidationFeasibility studiesFinancial controlsExcel & VBAVisual BasicDynamics AXBusiness CentralQuickBooks

Experience with accounting systems and Microsoft Office, alongside programming in Visual Basic and VBA. My interest in coding connects naturally with building useful financial tools.

Languages & professional development

Bilingual in Arabic and English. Training in advanced budgeting, investment portfolio management, financial analysis, feasibility studies, and credit-related topics.

Mohammad Sadder

Chief Financial Officer · Accounting & Financial Management

Mohammad Sadder, CPMExplore my professional background on LinkedIn

Chartered Portfolio Manager (CPM)

STILL EXPLORING

Experience to draw on.
New ideas to pursue.

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